BeforeYourNext Birthday-DeniseFisher’s Blog

Get fit, get organized, & get your financial affairs in order

Posts Tagged ‘photo’

Hurry Up And Live Before You Die

Posted by denisefisher on March 9, 2009

Cats - Tennessee, Midgie, Snowy, & Floppy Last night, my neighbor’s cat got hit by a car and was killed. My neighbor is out of town and I am watching his cats while he’s gone. An hour earlier, I was petting that cute little cat, and then suddenly, she was gone. I feel terrible that the cat was killed while I was taking care of her – I feel terrible about a cat dying under any circumstances – but I don’t feel I was irresponsible or that I contributed to her untimely death. It’s not meant to be a rationalization, but at one point or another, by injury or illness, that cat was going to die. We’re all going to die.

Urgency and Importance

I’m not telling this story to be morbid. I’m telling it as a reality check. It’s a reminder that life, as we’re living it, is limited. It’s time to stop putting off things that we need to do, and things that we want to do in our lives, until some unknown future “someday.”

To take this out of the realm of the abstract and to see this from a practical perspective, try this: Take a look at your list of lifetime goals or things that you want to do “someday.” (You DO have a list of things you want to do someday, don’t you?) Things like traveling the world, or starting your own business, or writing a screenplay. Add to that the list of things that you’ve been meaning to do or that you know you should do sometime, but haven’t done yet. Things like getting in shape, or preparing a will, or organizing your family photographs.

Goals and Bucket Lists

If you don’t have any such list, maybe you should create one. For purposes of this exercise, just write out or imagine a dozen things you haven’t finished, have barely started, or for which you have no idea where to begin. Walk through your home, open drawers and closets, and look for visual reminders of other tasks, projects, and good intentions yet to be fulfilled.

I don’t want you to feel depressed or regretful or discouraged by these reminders. I want you to become aware of all the experiences, accomplishments, and aspirations you have yet to pursue. And I want you to be aware of the unknown quantity of time.

Time Estimates

Never mind the little things or the trivial matters. Just focus on the things that are urgent or important. Estimate the amount of time you guess it would take to do these things. Even ten of them. How much time would be involved in doing the research required to finish your family genealogy project? How many years worth of photos (and videos) need to be sorted, edited, dated, and organized? How long would it take for you to save up the money and put together a plan for the business you always wanted to start, the dream home you always wanted to build, or the world travel tour you always wanted to pursue? What would it take for you to change your eating and exercise habits and get your body into its optimal condition? How much time would be required for you to inventory all of your assets and do the necessary estate planning that will insure that your property is distributed in the way you’d want (so that you could embark on those other dreams, knowing your affairs were in order)?

Time Remaining

Now, you’ve probably way underestimated the time it would take to accomplish these things, so you’ll need to at least double, and more likely triple, your initial estimate, to make it realistic. Now add up all that time, and see how long it will take for you to do all of these important and urgent things. Remember that you will still have day-to-day activities requiring your time, and there will be unexpected issues arising from time to time that will divert you from your important and urgent pursuits. Also, new things will come along that you will want to do, that you can’t even imagine right now. Do you have enough time left in your life to do these things? You might need to think about quickening the pace.

Busy Schedules

Exactly when are you going to schedule time for all of these important things in your life? You know that if you don’t schedule them they probably won’t happen, right?

Think About It

At this point in the subject, you’d expect to read advice about taking action now or find some upbeat, but vague, encouragement about how today is the first day of the rest of your life, and that you have to seize the day. But not here. Not today. Sometimes you need to take time to just think about things. Thinking is part of the process.

(For those who are curious, the cat mentioned at the beginning of this post is the tabby pictured in the top left of the above photo.)

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This I Believe – Don’t Wait Too Late To Say It

Posted by denisefisher on February 18, 2009

image

Listeners of NPR (National Public Radio) will be familiar with the title of this post. But for the uninitiated, let me take a moment to describe this weekly series of short personal essays that are read by their authors. The following paragraphs are from the This I Believe website:

What is This I Believe?
This I Believe is an international project engaging people in writing, sharing, and discussing the core values that guide their daily lives. These short statements of belief, written by people from all walks of life, are archived here and featured on public radio in the United States, as well as in regular broadcasts on NPR. The project is based on the popular 1950s radio series of the same name hosted by Edward R. Murrow.

The History of This I Believe
At the dawn of the Cold War and the height of McCarthyism, Americans from all walks of life bravely spoke their beliefs on the original This I Believe.   Now, a new documentary tells the fascinating history of the series hosted by Edward R. Murrow.
Listen to the program including essays by Harry Truman, Margaret Mead, William O. Douglas, Eleanor Roosevelt, Albert Einstein and other prominent figures of the day.

I am writing a post about this now because the broadcasting of the program is scheduled to end in April 2009. For those who would like to write their own essay about what they believe and submit it for possible broadcast, the deadline is looming. For those who aren’t interested in having their story read on the air, this might serve as a call for action with a sense of urgency.

The guidelines for the broadcast version suggest a personal essay of about 350 – 500 words, which will last for about three minutes when read aloud in your natural speaking voice. (The length of this post is about 800 words.) To begin writing your essay, it is suggested that you first consider how it will be framed in a concrete belief or conviction. Then, you should tell a compelling story about how you came to hold that belief, or a time in which that belief was challenged, or how that belief shapes your daily activities. Identifying a single belief is usually more poignant than composing a list of all your beliefs. Though creating a list might be a good brainstorming activity to get you started, and your list might be something you want to keep as a separate document. Follow this link to submit your finished essay: http://thisibelieve.org/agree.html. Other pages on the site will answer frequently asked questions and give you samples to read or listen to.

This is a great task to undertake for your own thoughtful self-reflection. It can be something for you to use as a guide or mantra for how you live your life. Your personal values, put into writing, can be something you can share with those who are dear to you. Your statement, your story, can be something you leave to posterity. Add a photo of yourself to commemorate the times in which you lived, and you will have an instant keepsake. You could even have your story, with your photo framed to give as a gift to someone important in your life who would appreciate it more than any trendy novelty that you could purchase from a store.

Take the time to express your heartfelt story that tells about your personal beliefs and why they matter to you. You could even make it a family activity for a quiet Sunday afternoon. After each person writes their essay, they could have an audio-video recording made of them reading their essay, and you would end up with an amazing family time capsule. This seems like something that would mean a great deal when given as a special gift to either grandparents or adult children.

April is only a short time away. Designate a time now to make this a planned activity for yourself and for someone important in your life. It could even be done simultaneously at distant locations. The resulting document (and whatever audio or visual enhancements you add to it) will be treasured by those you love. And the activity itself will help you to consider and then articulate your personal purpose in life.

This is a project that I am going to schedule for this upcoming Sunday, 22 February 2009 – the afternoon before the Academy Awards. Since I don’t have an award nomination this year, and won’t be in need of an acceptance speech, this exercise will be a suitable alternative.

What about you? Could you put into writing what it is that you believe? Will you do it? Don’t miss the deadline. Everyone has one.

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10 “Shovel-ready” Projects Everyone Should Have Ready

Posted by denisefisher on February 16, 2009

When Congress and President Bush, and then President Obama, began discussing a financial stimulus package that would help create jobs and revitalize the economy, everyone started plotting to figure out how they could get a piece of the action. One cliché that continues to be used as a responsible justification for financial funding is “shovel-ready,” meaning project plans that have been prepared in detail, with forethought (without the incentive of the financial feeding frenzy), and are ready to go. That differentiates the industries and individuals that are looking for a bailout to maintain their status quo or to compensate for previous lack of foresight or their irrational decisions. It also excludes the opportunists who are scrambling to put together a plan at the last minute, to rationalize their worthiness for a slice of the pie.

So how does this relate to you? It should show you how opportunities favor those who have clear objectives, plans in place, and who are well represented and well connected. Opportunities arise in forms other than financial funding and you don’t always see them coming, which can make them seem outside of your control. You do, however, have control over defining your objectives, preparing plans that are written out, illustrated, and presentable, and fostering connections and group representation.

Here is my list of 10 shovel-ready projects that you should have ready for an unexpected stimulus opportunity:

1. A Publicity Package. This should include at least one photo of yourself and a brief professional biography that tells your story or, at least, a bit about your background and credentials. Kodak has some tips on photo composition (including photos for profiles) at their website, for those who wish to do it themselves.

The potential opportunity: You could be selected to be featured in a story, article, interview, or other media. You might be asked to speak at an event, and need the photo and bio for publicity, a printed program, or for an introduction. You might want to enter a contest or competition which features, as a prize, financial funding, consultation, or other support for your project or selected worthy cause. If there’s a submission deadline, you don’t want to waste time that you need for preparing your content on writing up a bio or having to get your photo taken. A photo and bio provide a credibility boost to an individual’s status and their associated venture.

2. Résumé and Business (or Personal) Cards. A current résumé can be a godsend in a situation that could advance your career, present an unexpected partnership, or identify a potential business opportunity. Well-crafted business cards (or even personal cards – those that are not necessarily associated with a company or job title, and just include your personal/home contact information) are worth carrying anywhere you’d go with a wallet or purse.

The potential opportunity: You might be acknowledged for your skills or expertise and sought out for a business opportunity. You might encounter a person who could advance your career, your business, or your pet project, if they knew more about you and how to reach you. Someone might also want to refer you to a prestigious person they know; so having a card on hand will assure that your contact information will be passed on and that opportunities are not missed.

3. Cocktail Party Introduction/Elevator Pitch. The “elevator pitch” is a commonly used phrase which refers to a business introduction that you might give to a potential investor or other “power player,” should you encounter them and have only the amount of time that it would take for a brief elevator ride, in which you could make your pitch. I coined the term “cocktail party introduction” to describe a similar introduction you might make to someone in a more casual setting, and without the hard-sell angle reserved for business situations. In either case, however, there is an element of scripting and practice required to make your introduction concise and thoughtfully worded, without seeming contrived. Try the exercise method prescribed by Laura Allen and Jim Convery at 15SecondPitch.com.

The potential opportunity: This one should be obvious. You are very likely to meet interesting people wherever you go, with whom you’d like to connect and, perhaps, establish a relationship; and it’s very likely to happen at a social gathering, if not a business setting, or a chance encounter.

4. Online Profiles. This includes any and all of the following, and more: your blog, the “about” section of your website, facebook, myspace, linked in, twitter, Amazon, classmates, online dating websites, and other member/social networking sites. Again, you should have a suitable photo and a thoughtfully written self-description that suits the venue. Check out the profiles of others if you need inspiration or ideas.

The potential opportunity: You never know who might be viewing your public online profiles and what might develop. Trying to beef-up a weak profile to create a favorable first impression after the fact is too late. Forget about the idea of maintaining separate identities for business and personal settings. That ain’t happenin’ any more; so make sure that your public persona represents you well.

5. The Plan. This could be your business plan (as a full-blown report, in a professional binder or in an abbreviated, custom-designed format of your own choosing). It could be a “back-of-the-napkin” type of sketch (only a bit more polished). It could be a photo portfolio, a 3D prototype, a book proposal, or an outline for a screenplay. Whatever it is, it should be something tangible that you can see and touch. (Check out Dan Roam’s The Back of The Napkin concepts and book at his website.)

The potential opportunity: When you do encounter a person or an opportunity where you have a chance to show ‘em what you’ve got, you’d better be ready and have something to show that represents the amount of thought, energy, and preparation that you’ve put into your idea. Just talking isn’t going to cut it. And waiting until you get that invitation for a follow-up meeting or appointment is not the time to start developing your idea into tangible plan or a model that you can present. Be ready for the opportunity before it presents itself.

6. Your Presentation Look. Your clothes, shoes, coat, accessories, hairstyle, briefcase, portfolio – do they look like “presentation material”?

The potential opportunity: If you only had an hour or two in which to put yourself together for a once-in-a-lifetime, face-to-face meeting or presentation, do you have the right look to make a great impression? This type of situation is not that uncommon, and you need to have your selections made in advance of your big break, if you really want to pull it off.

7. A Presentable Environment. A conference room or banquet hall is fine for official occasions, but you need to have your personal spaces up to the standards you wish to convey about your work/life style. This includes your workspace, your car, and your home.

The potential opportunity: If the prize patrol showed up at your door, would you be ready to invite them in and pose for a photo, without  cringing at the condition of yourself and your home and self-consciously apologizing for their appearance? Ok, even if that opportunity seems extremely remote, there are others that aren’t so unlikely. A high-profile executive, a celebrity, someone you admire, or a potential love interest might show up at your workplace for one reason or another. You never know. A client or associate or someone you’d want to impress might ask to ride with you to a luncheon or event, or you might have the opportunity to offer them a lift. Would you be comfortable enough with your home environment to invite in a guest – even if it’s just for coffee?

8. A Packed Travel Bag. I’m talking about a carry-on type of bag that’s stocked with all the toiletries, cosmetics, accessories, and personal appliances you’d need, along with a swimsuit, underwear, socks and hosiery, and sleepwear you’d need for an extended weekend trip. You could add whatever clothing, footwear, and outerwear would be appropriate for the occasion of your travel, but having the basics packed and ready to go at a moment’s notice can make the difference between an opportunity being seized or passed over. Doug Dyment has an excellent website called OneBag.com that has an amazing array of advice for packing and travelling light. His single most valuable tip involves the proper use of a packing list.

The potential opportunity: What if a friend, family member, business associate or someone special offered to take you with them on an important business venture, weekend getaway, or even just an overnight stay? The occasion might only be available on short notice (maybe some unseasonable fantastic weather or an unexpected business opportunity or travel prize). Assuming you had no pressing obligations, could you go? Or would you be in the position to make a similar offer to your potential travel companion?

9. A Financial Opportunity Fund. This is a more advanced option, but important, nonetheless. It can include funding that can be used for investment opportunities, travel opportunities, a business opportunity, a special event or a fantastic deal on some item you were already planning to purchase (albeit at a later date).

The potential opportunity: Do you have money set aside (without raiding your retirement or emergency fund) to take advantage of a great deal or other opportunity that you’d readily jump on if the money was available? If you have to choose between passing up an opportunity that requires immediate funding or taking on excessive debt and interest charges, you’re not fully ready for the opportunities that will come your way.

10. A Financial Wish List. This is the counterpart to the aforementioned opportunity fund. This would include all the items and experiences you would identify for future purchase and savings goals. The list might include these types of material objects or experiences: car, furniture, electronics, appliances, flooring, fixtures, home remodeling, travel, wardrobe, books, seminar, workshop, professional classes, fitness-related activities, sports or dance equipment/attire rental or purchase, coaching, training, instruction, trip or excursion.

The potential opportunity: What if you received a cash windfall to spend in whatever way you choose? Would you use it wisely to purchase things you’ve always wanted? Do you actually have a written wish list that includes pictures, features, descriptions and prices? Someone might want to give you a generous gift or a deserving reward for something you’ve done. A wish list would sure come in handy for such an occasion. It’s also handy as an initiative for savings too. But that’s a larger topic for another day.

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